Compulsory Insurance

In Libya, compulsory insurance requires all vehicle owners to insure their cars against accidents that cause injury or death.

Terms and Requirements

  • Mandatory coverage: Compulsory insurance is required for every vehicle owner in Libya.

  • Vehicle types: The mandate applies to all vehicles, including private and commercial cars.

  • Policy term: Coverage lasts one year and must be renewed annually.

Insurance Coverage

The policy covers bodily injury or death sustained by passengers or pedestrians.

Penalties

Vehicle owners without compulsory insurance face fines and may even incur jail sentences.

Comprehensive insurance

Comprehensive insurance covers all types of losses or damage that may affect the vehicle or third parties, including accidents, theft, and fire.

Types of coverage

  • Accidents: Comprehensive insurance covers accidents that cause damage to the vehicle or to third parties.

  • Theft: It covers theft affecting the vehicle or any of its components.

  • Fire: It covers fire affecting the vehicle or its components.

  • Third-party property: Comprehensive insurance also covers damage to third-party property.

Advantages of comprehensive insurance

  • Financial protection: Provides vehicle owners with financial security in the event of an accident or damage.

  • Broad coverage: Offers all-round protection against every type of loss or damage.

How to obtain comprehensive insurance

  • Contact the company: Reach out to the insurer or any of its branches to request comprehensive coverage.

  • Provide the required information: Supply the necessary details, such as vehicle information and owner data.

  • Pay the premium: Settle the required premium to activate your comprehensive policy.

Unified Arab Card

The Unified Arab Card insurance covers vehicles traveling to other Arab countries, allowing them to cross borders easily without needing any additional insurance.

Features of the Unified Arab Card insurance

  • Coverage across member states: Provides protection—both bodily injury and property damage—in every Arab country that has signed the agreement and is listed on the card, in line with the laws of the country visited.

  • Ease of travel: Lets vehicles cross into other Arab countries without having to buy extra insurance.

  • Time and cost savings: Owners save time and money because they don’t need a separate policy for each Arab country they enter.

Terms and requirements

  • Pay the required fee: The specified amount must be paid to obtain Unified Arab Card insurance.

  • Provide the necessary information: You must submit the required details, such as vehicle information and owner details.

How to obtain Unified Arab Card insurance

  • Contact the insurer: Reach out to the main insurance company, any of its branches, or its agents.

  • Provide the required information: Submit the necessary details, such as vehicle information and owner particulars.

  • Pay the premium: Settle the required premium to activate the Unified Arab Card insurance.